Despite the DSA’s far-reaching regulatory potential, the Democracy Shield risks diluting its impact by leaning on soft governance tools rather than fully deploying the EU’s existing enforcement powers.

From credit scoring to compliance functions, algorithms sit at the core of financial decisions. This article refers to how the AI Act and DORA create a single governance spine—covering transparency, human oversight, model risk, and technological resilience—and what it takes to compete on trust.

New draft Merger Guidelines reshape EU merger control around innovation and scale. The proposed “innovation shield” offers a structured framework for start-up acquisitions – but key questions remain.